Terms & Conditions
These terms apply to your use of this website, operated by Insurance Specialists Australia Pty Ltd (ABN 32 698 622 534).
Nature of the information
All content on this website is general information only. Insurance Specialists Australia Pty Ltd (ACN 698 622 534, Corporate Authorised Representative No. 1322585) is an authorised representative of Nexa Life Solutions Pty Ltd ABN 85 672 917 896, AFSL 563622. We are authorised to provide general financial product advice only. Nothing on this website constitutes personal financial advice or a recommendation that a product is appropriate for you.
Accuracy and availability
We take care to keep the information on this website current, but product features, premiums and insurer terms change. Always rely on the insurer's Product Disclosure Statement and policy wording. We do not guarantee uninterrupted availability of the website.
Calculators and estimates
Any calculator or indicative figure on this website is an illustration based on the assumptions shown. It is not a quote, an offer of cover, or a statement of the premium you will pay.
Intellectual property and links
Content on this website is owned by or licensed to us and may not be reproduced without permission. Links to third-party sites are provided for convenience and we are not responsible for their content.
Governing law
These terms are governed by the laws of Queensland, Australia.
General Advice Warning
The information on this website is general information only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider its appropriateness having regard to your own objectives, financial situation and needs, and consider the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD) and our Financial Services Guide (FSG).
Read our Financial Services Guide.